VA.

01

What it is

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The thing itself — what you're actually signing up for.

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2:10 01 What is the VA funding fee? The one cost a VA loan carries — what it buys, the two dials that set it, and the waiver too many people never hear about.

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02

Qualifying

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Who it fits, who it doesn't, and how you get in.

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2:11 02 How do I qualify for a VA loan? VA underwrites what's left each month after the house and your debts — not a share of your income. The $990 example, the 41% line, and the credit score VA doesn't require.

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03

Chokepoints

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Where deals get stuck — and how not to.

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2:10 03 What does the VA appraisal check? VA assigns the appraiser, the house has to be safe, sound, and sanitary — and if the value comes in low, the escape clause means you can't be trapped.

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